Bring the receipts.
Our first release starts with a spending CSV or screenshot. No bank connection needed to discover your persona.
Money meets personality · Early access
Turn your spending into a funny, shareable persona card. Less budget guilt. More “okay, that’s definitely me.”
CSV-first launch. No bank link required.
A possible persona
Latte-Fueled Optimist
Our founding promises
01 / The card is the point
For people who love money memes and hate being lectured by a spreadsheet. We’re building a lighter way to look at where your money goes.
Persona preview · Illustrative
Subscription
Hoarder.
“You have a subscription for every mood. Including the mood where you forget to cancel.”
Our first release starts with a spending CSV or screenshot. No bank connection needed to discover your persona.
Coffee regular? Subscription collector? Turn everyday spending patterns into a funny personality card, not another spreadsheet.
A fresh month means a fresh perspective. Friend comparisons and Duo Cards are on the roadmap—not part of the initial release.
Friend features: coming later02 / Go beyond the punchline
Our planned Premium experience is $4/month for persona history, spending trends, and personal goals. Launch availability and checkout options are shown below.
For individuals getting started
$0/month
Your next money era
Be there for the first Penny Persona cards. Your spreadsheet could never.